monthpot

Know what's left this month.

Enter your bills, loans and goals once. Monthpot plans every month from them, sorts each payment into Needs, Wants, Savings and Debts, and shows what your household has left.

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$10 a month per household. No card needed to start.

Left after spending & goals Sample household · November

+AED 2,480.00

Income
+AED 18,500.00
Spent
AED 13,520.00
Paid and pending
Into goals
AED 2,500.00
Savings rate 13.5%

Four buckets for every payment.

Needs, Wants, Savings and Debts: the 50/30/20 split, worked out from your real spending every month. You see at a glance whether the month is shaped the way you meant it to be.

Where your money went

November
BucketAmountOf incomeTarget
Needs Rent, bills, groceries, transport · target 50%AED 9,250.0050.0%50%
Wants Eating out, shopping, subscriptions · target 30%AED 3,070.0016.6%30%
Savings & investments Goals and projects · target 20% with debtsAED 2,500.0013.5%20% with debts
Debts Loan and card payments · in the 20%AED 1,200.006.5%in the 20%

Every month fills itself.

Enter a bill once. Rent, school fees, card payments and loan installments then appear on their dates each month, ready to tick off. Your plan and what actually happened sit side by side, so nothing due is a surprise.

Due this month

4 of 6 paid
  • 1 NovRentPaidAED 6,500.00
  • 3 NovSchool fees, term 2PaidAED 1,450.00
  • 8 NovPhone and internetPaidAED 389.00
  • 12 NovElectricity and waterPaidAED 641.00
  • 15 NovCar loan, 18 of 48Due in 3 daysAED 1,200.00
  • 22 NovCard payment, ending 4421PlannedAED 2,310.00

Statements sort themselves.

Upload a card or bank statement as CSV or PDF, password-protected PDFs included. Each line is read, given a category and a bucket, and waits for your review before anything is saved.

Statement, card ending 4421

23 lines read
  • CARREFOUR HYPERMARKET MOEGroceries · NeedsAED 412.35
  • ENOC 1043 AL BARSHATransport · NeedsAED 180.00
  • TALABAT ORDER 88213Eating out · WantsAED 96.50
  • NETFLIX.COMSubscriptions · WantsAED 56.00
  • PHARMACY 24H JLTHealthcare · NeedsAED 73.20
Review, change anything, then confirm.

Lend on paper, not on memory.

Write down money lent to family and friends: the amount, the installments, the terms. Both sides sign, the lender confirms each payment received, and there is a PDF and a full history if anyone needs it.

Loan to Kareem

Signed by both
Amount
AED 12,000.00
Installments
12 × AED 1,000.00
Received
4 of 12
  • 1 NovInstallment 4 confirmed by you
  • 1 OctInstallment 3 confirmed by you
  • 2 JulAgreement signed by Kareem and you

One plan for the whole household.

Everything in the app, for everyone in it. Two members are included; add more for $3 each.

Billing
People in your household 2
  • 30 days free, no card needed to start
  • Plan, buckets, cards, loans, goals and agreements
  • Statement reading by AI included
  • Your data stays yours: view and export it any time, even after the trial
  • 14-day money-back guarantee on your first payment

$10a month

For 2 people. Each extra person $3 a month.

Start your 30-day free trial

Questions people ask first

What happens after 30 days?
Choose monthly or yearly to keep going. If you don't, your household and everything in it stay there for you to view and export.
Can my partner use it too?
Yes. Invite them from Settings; two people are included in the price, and each person sees the same household.
Which currencies does it handle?
Your household has a home currency, and any income, bill or card can be in another one.
Who can see our numbers?
Only the members of your household.